We offer a range of liability insurance policies that ensure you are covered against claims made against you or your business. Our experienced and qualified team is used to dealing with all kinds of risk, great and small.
Policies are individually tailored to find you the perfect protection for your situation. Contact one of our specialist advisors today and see how much money we can save you on liability insurance, whilst still having the peace of mind you deserve.
Why do I need Liability Insurance?
Liability Insurance is designed to offer specific protection against third party claims, i.e. payment is not typically made to the insured, but rather to someone suffering loss who is not a party to the insurance contract.
Many of the public and product liability risks are often covered together under a general liability (or “umbrella”) policy. These risks may include bodily injury or property damage caused by direct or indirect actions of the insured. There are three main types of liability insurance:
Employers Liability
Employers Liability Insurance covers the costs of compensation and legal fees for employees who are injured or made ill at work through the fault of the employer.
Do I need employers liability?
Product Liability
If you supply products to the general public you have a responsibility to make sure that they are safe – if you fail to do so, you can end up facing legal action.
More about product liability
Public Liability
Public Liability Insurance covers any awards given to a member of the public due to an injury or damage to their property caused by yourself or your business.
More about public liability
If you would like a free quote for liability insurance call a member of our team now on 01872 572 957 or complete the online enquiry form.
